I totally get the desire to play without intrusive quests! They don't usually fall into the level of sophistication or maturity that I would enjoy - they just appeal to a more simplistic mindset than the game itself seems to have. However, i'm not sure no quests at all would be an improvement. It would get awfully lonely without some kind of AI or Game-Supported extended story line. Perhaps a different kind of AI focus that let the player shape their story more on their own goals would be feasible -- i.e., instead of just choosing your face, you could also chose your goals. E.g., I want to found a town and become mayor. I want to found a guild and have the best fighters in the land. I want to found a mage-hall and train mages in my own combination of spells and lore, etc. Now there's a game I could love!