With regard to Smithing if you take a look at the chart here with the Steel smithing perk the move from Superior to Exquisite happens only when you reach level 40 smithing. So, each smithing level increase between 22 and 40 only raises your character level and won't contribute to improved weapons and armour. I generally will mine ore, save ingots and wolf pelts and improve my smithing only when I have enough save to get me to the next tier; for example from 22 to 40.