I was doing a little web surfing and ultimately came to the shortest horror story ever written. A story that is only thirteen words long. "He sat alone in the dark, afraid. Someone put matches in his hand." It's the foundation for many many horror stories, the two mot popular variations being "The last man on Earth sat alone in a room. There was a knock on the door..." and "The last man on Earth sat alone in a room. There was a lock on the door...". The Fallout universe is perfect for scenarios based on this right down to the ghouls. You're the only person in an area... you have to keep your sanity going... everything you find doesn't explain exactly what happened to the survivors. I don't know if the game can be modded to actually reflect this BUT... maybe if this idea becomes popular enough someone at Bethesda will take notice... Fallout: Wisconsin maybe...