I bet that all who have played Oblivion have had their own scary moment! I will tell you mine, and if you want tell me yours too :) I was in Bruma walking around, when i suddenly wanted to enter the chapel. I went in and looked around for a bit. After a while the place was empty, looked for any npc's but there were none to be seen. I went down to the Chapel Halls and looked, saw no one, heard no one....the place was dead so to speak. But then all of a sudden behind me came a big character and said with a LOUD voice...Stop right there you criminal scum.....it was Amadus Philida!! Don't ask me where he came from cuz i have no idea....but he scared the h*ll out of me! That is my only scary moment, please share yours too :)