I am having the same exact issue. Started happening after I installed the 2.12 update. Were you able to find a fix?
I thought maybe if I install a mod that changes the color of the car it would fix it so I went ahead and installed this mod https://www.nexusmods.com/cyberpunk2077/mods/7275 it works but when I enter the car, for some reason it turns black. So annoying
Pretty sure it's the game itself causing this not mods because when I performed a clean install of the game it still happens